Updated: February 2023
Welcome to Optimistic FHA Intel. In these Terms and Conditions, this website refers to "Optimistic FHA Intel LLC" as “we”, “us”, and “our'' while visitor refers to “user”, “you”, “your”, and “subscriber”.
Please read these Terms and Conditions carefully and reach out to us via our Contact Us page if you have any further questions.
Our website and all of its contents are made available "as is" and "as accessible." We disclaim all warranties and representations, whether stated or implied, as to the operation of our online store and the accuracy or reliability of the information, content, materials, or goods and services provided on our website.
This disclaimer is a necessary part of this agreement, and it states that Optimistic FHA Intel LLC together with any of its staff or partners are not liable to you for any implicit, special, incidental, or pivotal losses or damages resulting from the operation, content, or use of the Optimistic FHA Intel LLC website and/or the services provided. This includes damages for lost revenue, diminished goodwill, lost data, and future business opportunities.
We always have the right to suspend or change any part of these Terms of Use at our sole discretion. If we make changes that affect your use of our website or booking of our services, we will notify you via the terms and conditions page or email you give to us at the point of registration. If you do not agree with any of the changes, you can close your account and refrain from using the website or any services made available through it after the changes take effect. To stay up to date on any changes, we advise you to frequently review our Terms and Conditions page. Your continuing use of the website or our services will be considered as your agreement to these modifications.
To use our website, you hereby acknowledge and agree that:
We hold the right, in our sole discretion, to forbid your access to this website and the services we provide at any time and for any reason, including but not limited to, a breach of these Terms and Conditions.
Optimistic FHA Intel LLC made every effort to ensure that the information on our websites was accurate when they went up, but we are not responsible for any errors or omissions or for any material that may be incomplete, inaccurate, or out of date.
All copyrights, intellectual property rights, and other ownership interests in and to the contents of our website are reserved to and owned by Optimistic FHA Intel LLC, unless otherwise specified. Iron Horse Consulting Services LLC is the registered owner of the name "Optimistic FHA Intel LLC" and all other trademarks, logos, and images connected to the business. The names of other companies, products, and services that you may see on our website could be trademarks belonging to the owners of those companies.
You agree to refrain from changing, renting, leasing, loaning, selling, or otherwise distributing any part or all the content of the Optimistic FHA Intel LLC website or the goods and services made available therein because you recognize that you do not have any rights or licenses to use any trademarks.
Links on the Optimistic FHA Intel LLC websites may lead you to other websites that don't adhere to the same standards for protecting the privacy of personal information as the Optimistic FHA Intel LLC websites. When you navigate to these websites, the privacy policies that were in effect for Optimistic FHA Intel LLC websites are no longer in effect. To find out more about how third-party websites gather, utilize, and share your information, we suggest reading their privacy policies.
You agree to defend, indemnify, and hold Optimistic FHA Intel LLC and its officers, directors, employees, and agents harmless from and against any claim, cause of action, liability, expense, loss, or demand under these Terms and Conditions.
By agreeing to these Terms and Conditions, you acknowledge that you and Optimistic FHA Intel LLC are both waiving the right to trial by jury and the ability to take part in a legal case. ALL DISPUTES Iron Horse Consulting Services LLC OR YOU HAVE RELATING IN ANY WAY TO THE SERVICES OR YOUR RELATIONSHIP WITH US INCLUDING YOUR INTERACTION WITH Optimistic FHA Intel LLC OR ANY OF OUR STAFF, THE USE OF YOUR RESPECTIVE INFORMATION, AND MESSAGES SENT TO YOU BY TEXT OR EMAIL, (COLLECTIVELY, "CLAIMS") WILL BE FORWARDED TO CONFIDENTIAL ARBITRATION IN THE FEDERAL JUDICIAL DISTRICT IN WHICH YOU RESIDE, EXCEPT TO THE EXTENT THAT YOU HAVE VIOLATED OR THREATENED TO VIOLATE ANY OF OUR INTELLECTUAL PROPERTY RIGHTS.
By seeking for arbitration, these are the things to do below:
If you have sent us this notice and we are unable to agree with each other to resolve the claim within thirty (30) days of receiving the notice, we may both initiate arbitration. All arbitrations enforced by these Terms and Conditions will be executed in accordance with the American Arbitration Association's Commercial Arbitration Rules. The arbitrator's decision is final and binding, and it may be entered in any competent court of law within our region. To the rightful extent permitted by law, no arbitration carried under or with respect to Claims may be joined to an arbitration involving any other party subject to these Terms and Conditions, either by class arbitration proceedings or otherwise. Except you and Optimistic FHA Intel LLC complying otherwise, the arbitrator may not combine more than one person's claims and may not adjudicate over any form of delegate, private attorney, or class proceeding.
For arbitration claims asserted against us in accordance with this act but not for any arbitration claim asserted against you, we will pay all administrative, hearing, and arbitrator's fees and costs for the arbitration but not the fees, expenses, and costs of your lawyers, experts, or witnesses in excess of any filing fee required to file the claim as a legal case in a state or federal court, whichever is higher in the judicial region in which you live. Except if it is unlawful, we will pay it and you will pay your lawyers’, experts’, and witness’ fees, expenses, and other costs with respect to all claims. The arbitrator may order fair justice only to the party requesting justice and only to the measure required to give justice merited by that party's respective claim. To save time and money, the arbitrator will not write a statement of reasons for his or her decision except if both parties want it.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU WILL NOT AGREE TO ACT AS A REPRESENTATIVE OR A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TAKE PART AS A MEMBER OF A CLASS OF CLAIMANTS IN ANY LAWSUIT AGAINST OUR COMPANY IN ANY COURT, OR ARBITRATION, WITH REGARDING ANY CLAIMS. THIS SECTION WILL SUSTAIN THE CANCELLATION OF THE RELATIONSHIP BETWEEN YOU AND OUR COMPANY FOR ANY AND ALL DISPUTES YOU OR OUR COMPANY MAY HAVE RELATING IN ANY WAY TO THE SERVICES OR YOUR RELATIONSHIP WITH OUR COMPANY.